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Took a quick look at this Exodus $EXOD acquisition of W3C (Baanx + Monavate) for $175m:
> All cash, implies ~5x '25 net revenue / 10x g.profit
> Monavate = licensed EMI + BIN sponsor + issuing platform (IBANs, cards, pmt processing)
> Baanx = crypto pmts tech + program manager + acquirer (i.e. lets wallet providers offer cards that lets users spend their balances, i.e. MetaMask + Ledger cards)
> Big war going on across the industry is stablecoin infra providers + crypto pmt cos fighting to capture incremental flow from traditional payment use cases as stables go mainstream (cards, virtual accounts, currency conversion, fiat flows, etc)
> Today, wallets / apps will integrate 3rd parties to deliver these services (i.e. see Phantom / Bridge)
> Exodus is a wallet provider (retail + enterprise) swinging this deal to own everything end-end (existing custody tech + crypto pmts tech from Baanx, + reg licensing from Monavate)
> When they mash it all together they can then sell full suite to crypto companies + traditional fintechs
> They'll also x-sell Exodus tech to Baanx + Monavate customers and they'll also sell Baanx + Monavate to Exodus customers
> Business did $136m of LTM revenue, on pace for ~$7b of volume, and has 1.8mm users (80% ex-US)
> Well-priced deal relative to the opportunity set on a pf basis and tees up the business in Europe
> Stock is up 15% since the announcement and currently trades at ~$490m market cap

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